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Citigroup Inc (C) stock analysis
SKIP 8% confidence · analysed Oct 9, 2026
On Oct 9, 2026, our model rated Citigroup Inc (C) SKIP with 8% confidence at a price of $128.08. That means the signals cancel out; the model sees no clear edge either way.
Technical picture
The 14-day RSI is 41. Momentum is soft: below the neutral 50 line, but not yet oversold.
MACD is below its signal line, so short-term momentum is pointing down.
The price has slipped below its 50-day moving average but is still above the 200-day: a pullback inside a longer-term uptrend.
Volume is only 0.8x its 20-day average; light trading makes the latest move less convincing.
Trend structure and money flow
Market structure: ranging / no clear structure.
The most recent swing high is $147.21 and the swing low is $91.72; traders often treat these as resistance and support.
Fundamentals
The PEG ratio is 0.60, which looks cheap relative to its expected growth.
The company reports a profit margin of 21.8% and revenue growth of +15.5%.
In its latest quarter it earned $3.14 per share, which beat the $2.71 analysts expected, with revenue +14.3% year over year.
Wall Street's average rating is 1.7 on a 1 (strong buy) to 5 (sell) scale, roughly a "buy", with an average price target of $152.62.
The next earnings report is expected around Oct 13, 2026; prices often move sharply around earnings.
The model's one-paragraph read
No clear edge (SKIP) — composite score +0.08 (SKIP). Technicals: RSI 40.57, MACD bearish, price below SMA50. Fundamentals: PEG 0.60, margin 21.8%, revenue growth 15.5%. Financial results: YoY revenue +14.3%, last EPS surprise +15.9%, next earnings 2026-10-13. Smart Money Concepts: ranging / no clear structure, sitting inside an unfilled bearish fair value gap. Memory: 2 prior look(s); 0% of directional calls matched later price. Reference price $128.08; no trade levels (SKIP).
Past ratings for C
Of the last 2 directional calls on C, 0 pointed the right way by the most recent analysis (0%). Past calls do not guarantee future results.
| Date | Verdict | Confidence | Price | Move since | |
|---|---|---|---|---|---|
| Oct 9, 2026 | SKIP | 8% | $128.08 | — | |
| Sep 16, 2026 | WEAK BUY | 26% | $135.40 | -5.4% | ✘ wrong direction |
| Sep 2, 2026 | WEAK BUY | 29% | $135.40 | -5.4% | ✘ wrong direction |
"Move since" compares each call's price with the latest analysed price.
Recent news on C
- Oct 14, 2026: JPM, Citi, Wells Fargo Or Goldman Sachs: Which Big Bank Is The Better Buy After Q3 Results? (Stocktwits)
- Oct 13, 2026: JPMorgan vs. Citigroup: Which Big Bank Stock Is the Better Buy After Q3 Earnings? (Zacks)
- Oct 13, 2026: Citigroup Inc. Q3 2026 Earnings Call Summary (Moby)
- Oct 13, 2026: Citigroup Inc. stock underperforms Tuesday when compared to competitors (MarketWatch)
- Oct 13, 2026: Citigroup Stock Slips 4% Despite an Earnings Beat. Heres What the Market Is Missing (TIKR)
- Oct 13, 2026: Bank earnings takeaways: Here's how JPMorgan, Goldman, Wells Fargo and Citi performed in Q3 (CNBC)
- Oct 13, 2026: Citigroup CEO: There's too much AI demand for higher interest rates to slow investment (MarketWatch)
- Oct 13, 2026: Citigroup's stock extends losses, threatens to close below key chart level (MarketWatch)
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Frequently asked questions
Is C a buy right now?
As of Oct 9, 2026, our automated model rates Citigroup Inc (C) SKIP with 8% confidence: the signals cancel out; the model sees no clear edge either way. This is a model output for education, not personal investment advice.
When does Citigroup Inc report earnings next?
The next earnings report is expected around Oct 13, 2026.
What does a SKIP rating mean?
A SKIP rating means the signals cancel out; the model sees no clear edge either way.
For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.