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Pennymac Financial Services, Inc. (PFSI) stock analysis
SKIP 5% confidence · analysed Nov 4, 2026
On Nov 4, 2026, our model rated Pennymac Financial Services, Inc. (PFSI) SKIP with 5% confidence at a price of $63.90. That means the signals cancel out; the model sees no clear edge either way.
Technical picture
The 14-day RSI is 65, showing healthy upward momentum without being stretched.
MACD is above its signal line, a sign that short-term momentum is turning up.
The price is below both its 50-day and 200-day moving averages, the classic picture of a downtrend.
Volume is about normal (1.0x the 20-day average).
Trend structure and money flow
Market structure shows a bearish break of structure (BOS): price broke a recent swing low in the direction of the trend, which usually signals trend continuation.
The most recent swing high is $158.66 and the swing low is $120.42; traders often treat these as resistance and support.
Fundamentals
The company reports a profit margin of 13.1%.
In its latest quarter it earned $1.05 per share, which missed the $1.23 analysts expected.
Wall Street's average rating is 2.4 on a 1 (strong buy) to 5 (sell) scale, roughly a "buy", with an average price target of $72.17.
The next earnings report is expected around Jan 28, 2027; prices often move sharply around earnings.
The model's one-paragraph read
No clear edge (SKIP) — composite score -0.05 (SKIP). Technicals: RSI 65.37, MACD bullish, price below SMA50. Fundamentals: margin 13.1%. Financial results: last EPS surprise -14.6%, next earnings 2027-01-28. Smart Money Concepts: BOS bearish (trend continuation). FinGPT news read: positive. Reference price $63.9; no trade levels (SKIP).
Past ratings for PFSI
| Date | Verdict | Confidence | Price | Move since | |
|---|---|---|---|---|---|
| Nov 4, 2026 | SKIP | 5% | $63.90 | — |
"Move since" compares each call's price with the latest analysed price.
Frequently asked questions
Is PFSI a buy right now?
As of Nov 4, 2026, our automated model rates Pennymac Financial Services, Inc. (PFSI) SKIP with 5% confidence: the signals cancel out; the model sees no clear edge either way. This is a model output for education, not personal investment advice.
When does Pennymac Financial Services, Inc. report earnings next?
The next earnings report is expected around Jan 28, 2027.
What does a SKIP rating mean?
A SKIP rating means the signals cancel out; the model sees no clear edge either way.
For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.