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Atlanticus Holdings Corp (ATLC) stock analysis
WEAK BUY 32% confidence · analysed Sep 18, 2026
This analysis is from Sep 18, 2026 and may be out of date.
On Sep 18, 2026, our model rated Atlanticus Holdings Corp (ATLC) WEAK BUY with 32% confidence at a price of $94.00. That means the signals lean positive, but they are mixed, so conviction is low.
Technical picture
The 14-day RSI is 56, showing healthy upward momentum without being stretched.
MACD is above its signal line, a sign that short-term momentum is turning up.
The price has slipped below its 50-day moving average but is still above the 200-day: a pullback inside a longer-term uptrend.
Volume is only 0.2x its 20-day average; light trading makes the latest move less convincing.
Trend structure and money flow
Market structure shows a bullish break of structure (BOS): price broke a recent swing high in the direction of the trend, which usually signals trend continuation.
The most recent swing high is $70.95 and the swing low is $47.50; traders often treat these as resistance and support.
Fundamentals
The company reports a profit margin of 21.1% and revenue growth of +83.3%.
In its latest quarter it earned $2.50 per share, which beat the $2.38 analysts expected, with revenue +86.1% year over year.
Wall Street's average rating is 1.2 on a 1 (strong buy) to 5 (sell) scale, roughly a "strong buy", with an average price target of $130.60.
The next earnings report is expected around Nov 9, 2026; prices often move sharply around earnings.
Trade plan from the model
The model's long / bullish plan uses an entry near $93.90, a target of $101.94 (+8.6%) and a stop-loss at $87.18 (-7.2%).
That is a reward-to-risk ratio of about 1.2 to 1: the potential gain is not much bigger than the loss, so the setup is marginal.
The plan has a time limit: reassess by Sep 28, 2026 whatever the price does.
The model's one-paragraph read
Leans BUY — composite score +0.32 (WEAK BUY). Technicals: RSI 56.14, MACD bullish, price below SMA50. Fundamentals: PEG -0.10, margin 21.1%, revenue growth 83.3%. Financial results: YoY revenue +86.1%, last EPS surprise +5.0%, next earnings 2026-11-09. Smart Money Concepts: BOS bullish (trend continuation). FinGPT news read: positive. Memory: 2 prior look(s); 0% of directional calls matched later price. Suggested levels: entry $93.9, target $101.94, stop-loss $87.18, exit by 2026-09-28 (10-calendar-day max hold (time-stop; reassess by this date regardless of P&L)).
Past ratings for ATLC
Of the last 2 directional calls on ATLC, 0 pointed the right way by the most recent analysis (0%). Past calls do not guarantee future results.
| Date | Verdict | Confidence | Price | Move since | |
|---|---|---|---|---|---|
| Sep 18, 2026 | WEAK BUY | 32% | $94.00 | — | |
| Sep 16, 2026 | BUY | 37% | $94.10 | -0.1% | ✘ wrong direction |
| Sep 3, 2026 | WEAK BUY | 21% | $96.77 | -2.9% | ✘ wrong direction |
"Move since" compares each call's price with the latest analysed price.
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Frequently asked questions
Is ATLC a buy right now?
As of Sep 18, 2026, our automated model rates Atlanticus Holdings Corp (ATLC) WEAK BUY with 32% confidence: the signals lean positive, but they are mixed, so conviction is low. This is a model output for education, not personal investment advice.
What is the price target for ATLC?
The model's most recent plan targets $101.94 with a stop-loss at $87.18, from an entry near $93.90.
When does Atlanticus Holdings Corp report earnings next?
The next earnings report is expected around Nov 9, 2026.
What does a WEAK BUY rating mean?
A WEAK BUY rating means the signals lean positive, but they are mixed, so conviction is low.
For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.