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Bank OZK (OZK) stock analysis
SKIP 3% confidence · analysed Oct 12, 2026
On Oct 12, 2026, our model rated Bank OZK (OZK) SKIP with 3% confidence at a price of $44.41. That means the signals cancel out; the model sees no clear edge either way.
Technical picture
The 14-day RSI is 32. Momentum is soft: below the neutral 50 line, but not yet oversold.
MACD is below its signal line, so short-term momentum is pointing down.
The price is below both its 50-day and 200-day moving averages, the classic picture of a downtrend.
Volume is about normal (0.9x the 20-day average).
Trend structure and money flow
Market structure: bullish structure intact, no fresh break.
The most recent swing high is $53.18 and the swing low is $42.17; traders often treat these as resistance and support.
Price is sitting in a bullish order block, a zone where large buyers stepped in before.
Fundamentals
The PEG ratio is 2.76, which looks expensive relative to its growth.
The company reports a profit margin of 44.5% and revenue growth of -2.1%.
In its latest quarter it earned $1.49 per share, which beat the $1.48 analysts expected, with revenue +0.5% year over year.
Wall Street's average rating is 2.9 on a 1 (strong buy) to 5 (sell) scale, roughly a "hold", with an average price target of $53.78.
The next earnings report is expected around Oct 20, 2026; prices often move sharply around earnings.
The model's one-paragraph read
No clear edge (SKIP) — composite score -0.03 (SKIP). Technicals: RSI 31.53, MACD bearish, price below SMA50. Fundamentals: PEG 2.76, margin 44.5%, revenue growth -2.1%. Financial results: YoY revenue +0.5%, last EPS surprise +0.7%, next earnings 2026-10-20. Smart Money Concepts: bullish structure intact, no fresh break, price retesting a bullish order block. FinGPT news read: positive. Reference price $45.01; no trade levels (SKIP).
Past ratings for OZK
| Date | Verdict | Confidence | Price | Move since | |
|---|---|---|---|---|---|
| Oct 12, 2026 | SKIP | 3% | $44.41 | — |
"Move since" compares each call's price with the latest analysed price.
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Frequently asked questions
Is OZK a buy right now?
As of Oct 12, 2026, our automated model rates Bank OZK (OZK) SKIP with 3% confidence: the signals cancel out; the model sees no clear edge either way. This is a model output for education, not personal investment advice.
When does Bank OZK report earnings next?
The next earnings report is expected around Oct 20, 2026.
What does a SKIP rating mean?
A SKIP rating means the signals cancel out; the model sees no clear edge either way.
For information and education only. Not investment advice. Ratings are produced by an automated model, can be wrong, and may be out of date. Do your own research; you can lose money investing. The site's author may hold positions in stocks discussed here.